Ask Me About Josh Hepner Team ZeroPlus+

An exclusive The Josh Hepner Team Home Loans program that reduces the amount of upfront costs for obtaining a mortgage. Featuring:

  • $0 Origination Fee

  • $0 Lender Fee

  • Plus $1000 credit at closing if loan amount is over $150,000

  • Access to Private Collection of $650M of off-market properties in the Southeast Michigan Area

How It Works

The Josh Hepner Team Home Loans is a Nationwide Lender offering a Zero Plus Loan Program exclusively to our clients. Zero Plus means that they don’t charge the traditional lender fees, like an Origination Fee, Processing Fee, Underwriting Fee, etc. And for loans over $150,000, they give you an additional $1,000!

Loan Features

  • Zero Origination Fee

  • Zero Processing Fee

  • Zero Underwriting Fee

  • Low Rates

  • $1000 closing credit (Loan amount must be at least $150,000)

We offer ZeroPlus+ loans on:

  • Primary, vacation & Investment Properties

  • Purchase & Refinances

  • Conventional – Fannie Mae and Freddie Mac – Min. 3% down

  • Jumbo (up to $3 Million) on both conventional and jumbo:

  • Fixed

  • ARMs

  • FHA – Min. 3.5% down

  • VA – $0 down

  • USDA – $0 down

Office Hours:

Monday to Friday

8:00 am to 5:00 pm

Office: Troy, MI 48084

Call: +12486358178